For those using a credit card for the first time, beginning with a low credit limit can help you avoid overspending while providing a safety net. Keeping track of your spending through your card issuer’s app allows you to stay within your budget and detect any fraudulent activity. Paying off your balance in full each month helps you avoid interest charges and establishes a positive credit history. Finally, being aware of your card’s terms and conditions is essential for making informed financial choices. If you want more information about this then you can visit our website moneycages